Terms of Service

1. Acceptance of Terms

By accessing and using IJBoba 606 ("the Service"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

IJBoba 606 is an educational web application that provides:

• Interactive quizzes about PAYE (Pay As You Earn) taxation
• A community forum for tax-related discussions
• A personal income tax calculator
• Gamification features (badges, streaks, leaderboards)

3. Educational Purpose Disclaimer

4. User Accounts

4.1 Account Types

• Guest (Anonymous): Limited features, data may be lost if you clear browser data
• Google Account: Full features, persistent data storage

4.2 Account Responsibilities

You are responsible for:

• Maintaining the security of your account
• All activities that occur under your account
• Notifying us immediately of any unauthorized use

5. Forum Community Guidelines

5.1 Acceptable Use

When using the forum, you agree NOT to:

• Post offensive, abusive, or discriminatory content
• Harass, threaten, or impersonate others
• Share personal information of others without consent
• Post spam, advertisements, or irrelevant content
• Provide professional tax/legal advice (educational discussion is ok)
• Upload malicious code or viruses
• Manipulate votes or game the system

5.2 Moderation

We reserve the right to moderate, edit, or remove any content that violates these terms. Moderators can hide posts, lock threads, and take other actions to maintain community standards.

5.3 Content Ownership

You retain ownership of content you post, but grant us a license to display, distribute, and store your content as part of the Service.

6. Calculator Accuracy

The tax calculator is based on configurable rules that attempt to reflect Nigerian PAYE tax laws. However:

• Rules may be out of date or incorrect
• Your actual tax may differ due to specific circumstances
• We make no warranties about the accuracy of calculations
• We are not liable for any decisions based on calculator results

7. Intellectual Property

The Service and its original content (excluding user-generated content) are owned by IJBoba 606 and are protected by copyright, trademark, and other laws.

8. Limitation of Liability

To the maximum extent permitted by law, IJBoba 606 shall not be liable for:

• Any indirect, incidental, or consequential damages
• Loss of data or profits
• Decisions made based on information from the Service
• Errors or inaccuracies in content
• Service interruptions or downtime

9. Service Availability

We strive to provide continuous service but do not guarantee:

• Uninterrupted access
• Error-free operation
• Specific uptime percentages

We reserve the right to modify, suspend, or discontinue the Service at any time.

10. Termination

We may terminate or suspend your account immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Nigeria, without regard to its conflict of law provisions.

12. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes by posting the new Terms on this page and updating the "Last updated" date. Your continued use after changes constitutes acceptance of the new Terms.

13. Contact

For questions about these Terms, please contact us through the footer links or GitHub repository.